
Systems / 04
Chargeback
A decision has a pointer. Blind decline is not an architecture.
Constraint
Chargeback and intake queues where a decision has to be explained. The operator sees why a row is hot.
Fraud, payments, and dispute teams who need a reason attached to every high-impact action.
What ships
- Review workspace over orders, evidence, and policy
- Human gate on high-impact actions
- Audit of scores, retrieval, and decisions
- No black-box “AI said decline”
Customer VPC or isolated tenancy. Policy, prior cases, and order evidence stay in the data plane you name.
Workspace
The operator sees evidence, not theater.
This is the density we install. Images, retrieval, receipts, approval. If a screen cannot show why an answer happened, it is not ready.
HIVE WORKSPACE · CHARGEBACK
EVAL GATE: PASS
REVIEW QUEUE
case · order 4412 · reason=duplicate · image=CB-POLICY
- 01read · plan 44b2
Policy — duplicate charge, 48h window
CB-POLICY / duplicate.md · Lexical span · policy bind
- 02read · plan 44b2
Prior case — same BIN, same descriptor
CASES / 2091 · Evidence pointer
- 03read · plan 44b2
Order 4412 — authorization log
ORDERS / 4412 · Source of record
decisions w/ pointer
1.00
blind decline
0
data plane
VPC
human gate
on
Engage
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